Product & Project Delivery · PMO & Program Management

Product & project delivery at scale — fintech, payments, SaaS.

From ambiguous scope to shipped outcome — I add value at every stage, not just the last mile.

Zeeshan Malik, PMP® · Project Manager, Fintech & SaaS

Islamabad, Pakistan · Open to Relocation & Remote

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  • PMP® — Above Target
  • 5+ Yrs Tech
  • Fintech & SaaS
Zeeshan Malik, PMP®
JazzCash Business app0K+ merchant base
JazzCash app0M+ consumer base
  • Currently at JazzCash · a VEON company
  • Award-winning product launches
  • PMI-certified (PMP®, Above Target)

Impact at a glance

0K+

Merchant base

0M+

Consumer base

0%

On-time release rate

0+

Hours saved / month

via AI agents

0+

SaaS/web projects delivered

0K+

Merchants on Tap on Phone

Recognition

Recognised for delivery.

Quarterly Division Champion (Q4 2025)

JazzCash

Awarded for delivery of the Single MSISDN onboarding programme.

About

Delivery leadership, built for scale.

I don't just ship what's handed to me — I shape it: sharpening scope, re-engineering process, and adding value at every stage from discovery to go-live. And disciplined delivery travels — whether it's a bank-regulated payment rail or an enterprise SaaS build, the craft of shipping well is the same.

I deliver products and projects end-to-end — from regulated fintech serving millions to enterprise SaaS shipped for clients across six countries. Over 5+ years across technology and digital delivery, I've owned complex programmes from requirements to go-live, keeping engineering, product, design, QA, business, and compliance aligned the whole way.

Today I drive Agile delivery at JazzCash, Pakistan's leading mobile financial services platform, owning merchant and consumer product streams with a 90% on-time release record and launches recognised across the industry. I'm PMP-certified — Above Target across all three domains — and apply GenAI and autonomous agents to streamline PM operations at scale. Fintech and payments are where I go deepest, but disciplined delivery travels: my track record spans healthcare, security, sales-tech, and enterprise SaaS, because the craft of shipping well is the same in any domain.

End-to-end delivery

Requirements to go-live, one owner.

Regulated fintech

SBP-mandated programmes, zero misses.

AI-augmented PMO

Agents that run reporting and monitoring.

Global teams

US, UK, GCC, AU, CA, EG across time zones.

How I work

Principles behind the delivery.

Ship the 80%, not the demo.

The model or the mockup is the easy part. The real work is scoping the true problem, governing cost and risk, and shipping something that keeps running long after launch.

Technical depth is a PM edge.

I came up through IT, development, and infrastructure before I ran my first sprint. I can stand up the environment and speak engineering — so scope, estimates, and trade-offs stay honest.

Hold the date, flex the scope.

In regulated fintech, deadlines are fixed. I protect release dates by re-sequencing scope and absorbing dependency slips early, so commitments hold even when partners and regulators shift.

Featured projects

Programmes that moved real numbers.

Delivery spans two portfolios — the merchant ecosystem (Business App, SoftPOS, onboarding) and the consumer side (international remittance and cross-border payments, currently expanding Pakistan's remittance space).

Problem
Merchants needed low-cost card acceptance without dedicated POS hardware.
Approach
Led delivery turning Android devices into POS terminals via NFC; first global telco/wallet to launch the service.
Insight
The blocker to merchant card acceptance wasn't hardware cost alone — it was trust and certification: getting merchants comfortable tapping a card on a phone, and getting the solution through payment-network certification.
Impact
~350K merchants using it. The product received Mastercard's “Pioneering Telco to Launch Tap on Phone” recognition (EDGE 2024, Dubai), “Best Use of Creativity & Innovation” at the Pakistan Digital Awards, and a GLOMO Best Fintech Innovation nomination.
Learning
Tap on Phone was my first fintech deployment, and I learned the payments domain — certification, card acceptance, the dependency web — while delivering a flagship launch. It proved to me that rigorous dependency and stakeholder management lets you ship successfully even in a domain you're still mastering.

Freelance & Consulting

Delivery beyond one company

Alongside my full-time roles, I've delivered 20+ independent engagements for international clients across fintech-adjacent tech, SaaS, property, healthcare-legal, e-commerce, and travel — spanning automation, CRM systems, product delivery, and design. (87% Job Success as a freelance consultant.)

AI & Automation

Autonomous AI Agent Portfolio

Designed and deployed a fleet of 10 autonomous, LLM-powered agents (VPS-hosted, confidence-scored with human escalation) automating operations, QA, monitoring, and support — saving 120+ hours/month, auto-resolving ~60% of tickets, with sub-30-minute issue detection and 24/7 uptime.

AI & Automation

AI-Augmented LinkedIn Content Pipeline

A daily content pipeline that runs on GitHub Actions, researches recent developments across fintech, payments, and delivery practice, drafts a LinkedIn post grounded in a personal profile brief, and delivers the draft to email for review. Approvals flow back through GitHub Issues, then the pipeline posts directly to LinkedIn via its Posts API. Human stays in the loop on every post; the automation handles the drudgery.

AI & Automation

Personal Market Intelligence Digest — Job Trend Aggregator

A daily digest pipeline that pulls fresh listings from public job feeds, applies semantic scoring against a personal profile using an LLM, and delivers a curated shortlist with drafted analyses to email. Built to explore how LLM-scored relevance filtering compares to keyword-based approaches for structured, high-volume information triage. Runs entirely on free tiers, GitHub Actions, and public APIs.

Real Estate · UAE

Union Properties PJSC

Set up portfolio-level management in Asana and led a full management-system configuration and data migration for a major UAE property group — improving visibility and delivery governance across teams.

Security / Compliance

Greeneye

Authored company SOPs and onboarding, defined custom-CRM requirements, and led the migration from Airtable and fragmented tools onto a single unified CRM solution.

Legal-Tech

MedLegal (US)

Re-engineered a legacy case-manager system into a flexible MS 365 / Microsoft Dynamics workflow for a US legal firm — cutting process time and cost across the full case lifecycle.

E-commerce / Supplements

Black Inc

Owned operations and project management across development and delivery — set up Monday.com then Asana, managed Shopify and long-form VSL production, and ran end-to-end team workflows for the brand and its product sites.

SaaS / Product

Rocket Effect LLC

Delivered UI/UX design in Figma and managed client website development projects (e.g. gametimeplayers.com) for a SaaS CRM product — coordinating design and dev teams through delivery.

Personal prototype · AI / Product

Product Intelligence Platform — AI-native knowledge & compliance layer

A personal prototype exploring how AI can de-risk regulated product delivery. It ingests BRDs, trackers, regulations, and commercial models into a searchable semantic index, then powers cited Q&A (zero-hallucination answers with source traceability), a Central-Bank compliance auditor that flags regulatory gaps before development begins, live sprint and delivery tracking, predictive roadmapping, and privacy-first local indexing with model-agnostic multi-LLM routing. Concept stage — built to demonstrate how AI can sit beside the PMO, not to replace it.

Also delivered across freelance engagements

  • Business-requirements translation & documentation
  • Knowledge-base setup (HubSpot)
  • Jira ticketing solutions
  • MS Clarity & Google Search Console integration
  • Process mapping & workflow design
  • Technical documentation & SOPs
  • Wireframes & PRDs (travel industry)
  • cPanel / WordPress management
  • Team & workflow management

A representative selection — happy to walk through specific engagements and outcomes on request.

Experience

A track record across fintech and SaaS.

    • Owns end-to-end delivery across two streams: Business App (560K+ merchant base) and international remittance on the Consumer App (29M+ consumer base).
    • Standardized the delivery process from requirements to go-live, reducing rework/handoff delays by 70%.
    • Runs 75-day sprint cycles (~800 mandays) at 90% on-time release, leading squads of 9–15.
    • Delivered Tap on Phone, Single MSISDN, Raast R2P, Kisaan Card; built 10 AI agents saving 120+ hrs/month.
  1. Earlier roles

    • Assistant Manager Social Media — Brinytoons2022
    • Business Development Consultant — BrinySoft2021–2022
    • Social Media Handler — The Shanty Café2021
    • Engineering Intern — LearnOBots2021

Skills

The toolkit behind the delivery.

Filter by discipline to see how the practice is structured.

  • Agile/Scrum/Kanban
  • Sprint Planning
  • Backlog Management
  • Velocity Tracking
  • Retrospectives
  • Roadmap & Release Planning
  • Scrumban
  • Disciplined Agile
  • MVP & Agile Frameworks
  • PMO Setup & Governance
  • Delivery Stages
  • RACI & Dependency Mapping
  • KPI Dashboards & Status Reporting
  • Risk & Issue Management
  • Change Management
  • Resource & Capacity Planning
  • Stakeholder & C-Level Reporting
  • Mobile Payments
  • Merchant Platforms
  • International Remittance
  • Regulatory Delivery (SBP/Raast)
  • Product Lifecycle Management
  • Feature Prioritization
  • Product Strategy & Roadmapping
  • Requirements Engineering (SRS/BRD/User Stories)
  • Business & Gap Analysis
  • Process Modeling & Re-Engineering
  • UAT & Release Coordination
  • GenAI for Delivery
  • Autonomous AI Agents
  • No-Code Automation
  • Zapier
  • Make (Integromat)
  • GitHub Actions (CI/CD pipelines)
  • Python
  • LLM APIs (Claude, Gemini)
  • Jira
  • YouTrack
  • Confluence
  • Monday.com
  • ClickUp
  • Asana
  • Trello
  • MS Planner
  • Microsoft Project
  • ServiceNow
  • Notion
  • GitHub
  • Figma
  • Lucidchart
  • Microsoft 365
  • Zoho
  • Microsoft Dynamics
  • PipeDrive

Certifications

Credentials, verified.

PMP® — Project Management Professional, verified on Credly
PMI

Project Management Professional (PMP)®

Issued May 2026 · Expires May 2029

Credential ID 4390202 — Above Target across all domains.

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PMI

AI in Agile Delivery

2026

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PMI

Data Landscape of GenAI for Project Managers

2026

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PMI

Generative AI Overview for Project Managers

2024

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Aha!

Aha! Product Management Professional Certificate

2024

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+ 20 more certifications across Agile, Product, and Delivery

Recommendations

What collaborators say.

“I worked closely with Zeeshan on the merchant side at JazzCash and we were in the same deliveries constantly. What stood out to me is that he actually understands both sides. A lot of business PMs throw requirements over the wall and disappear until UAT. He doesn't. He sits with the engineering reality, adjusts scope when a dependency slips, and keeps the release date honest instead of pretending everything's fine until it isn't. He's also just easy to deliver with. Clear on what's needed, quick to unblock things, and genuinely calm when a sprint gets messy, which on regulated merchant products, it does. We shipped some tough ones together, and the delivery discipline he brings to the PMO is a big part of why they landed on time. Would happily work with him again on any delivery.”

Irfan Khan

Digital Financial Services | Digital Payments | Product Management · JazzCash - VEON

“Working with Zeeshan was an exceptional experience marked by professionalism, insight, and impact. He translated strategic goals into clear, structured workflows and insightful dashboards. His expertise in project management tools, KPI frameworks, and process optimization significantly enhanced our ability to track, manage, and report on projects. I highly recommend him to any organization seeking to elevate their project execution and delivery strategy.”

Masuma Zehra

Senior Innovation Manager · ALEC Holdings

“Zeeshan has been instrumental in setting up our marketing automation and integrating various platforms. He's a dedicated professional with a sharp, analytical mind and a creative approach to problem-solving. His excellent project management skills, combined with his willingness to go the extra mile, consistently ensured we achieved the best possible outcomes.”

Paulo Buijs

Senior GRC & Information Security Consultant | vCISO · Security Consultants Ltd

Education

BSc Information Technology

Bahria University, Islamabad

2018 – 2022

Contact

Let's build something that ships.

Open to international relocation (sponsorship-based) and fully remote roles across overlapping EMEA / APAC / US time zones — notice period negotiable.